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At today's rate and a 90% mortgage, the deposit on this unit is about HK$494K, with repayments around HK$21,557/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$494K · loan HK$4.45M · min. income ≈ HK$43,114/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,201 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to LR-Ping Shan Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 8 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 533 Saleable ft²
- Gross Area
- 678 ft²
- Efficiency
- 79%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-18 | HK$6.00M | +50.0% 3.2y · 16.0%/yr |
| 2016-08-23 | HK$4.00M | +122.2% 6.5y · 19.0%/yr |
| 2010-02-22 | HK$1.80M | +93.5% |
| 2003-10-30 | HK$930K | −50.0% |
| 1999-03-09 | HK$1.86M | −38.4% |
| 1997-11-20 | HK$3.02M | — |