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At today's rate and a 90% mortgage, the deposit on this unit is about HK$316K, with repayments around HK$13,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$316K · loan HK$2.85M · min. income ≈ HK$27,598/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Fung Nin Road Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 358 Saleable ft²
- Gross Area
- 429 ft²
- Efficiency
- 83%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-15 | HK$4.00M | +33.3% 4.8y · 7.0%/yr |
| 2015-12-30 | HK$3.00M | +183.0% 16.7y · 11.0%/yr |
| 1999-04-22 | HK$1.06M | −39.8% |
| 1997-11-18 | HK$1.76M | +4.8% |
| 1997-08-28 | HK$1.68M | +15.9% |
| 1997-04-25 | HK$1.45M | — |