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Crescira AVM · estimated value Medium confidence
HK$10.30M
≈ HK$8,378 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.09M, with repayments around HK$34,932/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,871
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,894
−HK$1,038/mo
Today · 4.125%
HK$34,932
baseline
▲ 0.50% · 4.625%
HK$37,058
+HK$2,126/mo

Deposit HK$3.09M · loan HK$7.21M · min. income ≈ HK$69,864/mo (50% DSR)

Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,131 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
D
Saleable Area
1,229 ft²
Gross Area
1,725 ft²
Efficiency
71%
District
Yuen Long District · New Territories West
School net (POA)
73

Transaction History

Date Price Gain / loss
2014-07-22 HK$9.98M +113.2%
1998-11-02 HK$4.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shui Pin Wai (Light Rail)
≈ 5 min walk · 364 m
Education
37
schools within 1 km (11 within 500 m)
Daily convenience
11
within 1 km (2 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Shui Pin Wai Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com