Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$555K, with repayments around HK$24,229/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$555K · loan HK$5.00M · min. income ≈ HK$48,458/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,983 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Shui Pin Wai Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 9 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 682 Saleable ft²
- Gross Area
- 912 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-23 | HK$8.00M | +51.9% 4.6y · 11.0%/yr |
| 2016-09-05 | HK$5.27M | +59.6% 3.2y · 19.0%/yr |
| 2013-07-02 | HK$3.30M | +61.0% |
| 2007-09-11 | HK$2.05M | +9.0% |
| 2001-12-11 | HK$1.88M | −26.3% |
| 1998-12-04 | HK$2.55M | — |