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At today's rate and a 90% mortgage, the deposit on this unit is about HK$441K, with repayments around HK$19,218/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,436/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,089 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Shui Pin Wai Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- D
- Saleable Area
- 489 Saleable ft²
- Gross Area
- 652 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-24 | HK$3.90M | +66.0% 12.5y · 5.0%/yr |
| 2012-03-27 | HK$2.35M | +56.7% |
| 2009-12-18 | HK$1.50M | +4.9% |
| 2009-10-27 | HK$1.43M | +12.6% |
| 2005-03-29 | HK$1.27M | +17.6% |
| 2004-12-16 | HK$1.08M | −8.5% |
| 2002-07-26 | HK$1.18M | −37.9% |
| 1999-07-10 | HK$1.90M | +11.8% |
| 1998-12-29 | HK$1.70M | — |