▼ 0.50% · 3.625%
HK$6,098
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$193/mo
Today · 4.125%
HK$6,480
baseline
▲ 0.50% · 4.625%
HK$6,874
+HK$394/mo
Deposit HK$1.34M · loan HK$1.34M · min. income ≈ HK$12,960/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,783
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,965
−HK$185/mo
Today · 4.125%
HK$7,150
baseline
▲ 0.50% · 4.625%
HK$7,527
+HK$377/mo
Deposit HK$1.34M · loan HK$1.34M · min. income ≈ HK$14,300/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,707
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$212/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,562
+HK$434/mo
Deposit HK$1.20M · loan HK$1.47M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,462
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,662
−HK$203/mo
Today · 4.125%
HK$7,865
baseline
▲ 0.50% · 4.625%
HK$8,280
+HK$415/mo
Deposit HK$1.20M · loan HK$1.47M · min. income ≈ HK$15,730/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,317
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,545
−HK$231/mo
Today · 4.125%
HK$7,776
baseline
▲ 0.50% · 4.625%
HK$8,249
+HK$473/mo
Deposit HK$1.07M · loan HK$1.60M · min. income ≈ HK$15,552/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,140
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,358
−HK$222/mo
Today · 4.125%
HK$8,580
baseline
▲ 0.50% · 4.625%
HK$9,032
+HK$452/mo
Deposit HK$1.07M · loan HK$1.60M · min. income ≈ HK$17,160/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,927
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,173
−HK$251/mo
Today · 4.125%
HK$8,424
baseline
▲ 0.50% · 4.625%
HK$8,936
+HK$512/mo
Deposit HK$936K · loan HK$1.74M · min. income ≈ HK$16,848/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,819
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,055
−HK$240/mo
Today · 4.125%
HK$9,295
baseline
▲ 0.50% · 4.625%
HK$9,785
+HK$490/mo
Deposit HK$936K · loan HK$1.74M · min. income ≈ HK$18,590/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,537
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,802
−HK$270/mo
Today · 4.125%
HK$9,072
baseline
▲ 0.50% · 4.625%
HK$9,624
+HK$552/mo
Deposit HK$802K · loan HK$1.87M · min. income ≈ HK$18,144/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,497
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,752
−HK$258/mo
Today · 4.125%
HK$10,010
baseline
▲ 0.50% · 4.625%
HK$10,538
+HK$528/mo
Deposit HK$802K · loan HK$1.87M · min. income ≈ HK$20,020/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,146
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,431
−HK$289/mo
Today · 4.125%
HK$9,720
baseline
▲ 0.50% · 4.625%
HK$10,311
+HK$591/mo
Deposit HK$669K · loan HK$2.01M · min. income ≈ HK$19,440/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,175
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,448
−HK$277/mo
Today · 4.125%
HK$10,725
baseline
▲ 0.50% · 4.625%
HK$11,290
+HK$565/mo
Deposit HK$669K · loan HK$2.01M · min. income ≈ HK$21,450/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,756
−HK$612/mo
▼ 0.25% · 3.875%
HK$10,060
−HK$308/mo
Today · 4.125%
HK$10,368
baseline
▲ 0.50% · 4.625%
HK$10,999
+HK$631/mo
Deposit HK$535K · loan HK$2.14M · min. income ≈ HK$20,736/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,854
−HK$586/mo
▼ 0.25% · 3.875%
HK$11,145
−HK$295/mo
Today · 4.125%
HK$11,440
baseline
▲ 0.50% · 4.625%
HK$12,043
+HK$603/mo
Deposit HK$535K · loan HK$2.14M · min. income ≈ HK$22,880/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,366
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,688
−HK$328/mo
Today · 4.125%
HK$11,016
baseline
▲ 0.50% · 4.625%
HK$11,686
+HK$670/mo
Deposit HK$401K · loan HK$2.27M · min. income ≈ HK$22,032/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,532
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,841
−HK$314/mo
Today · 4.125%
HK$12,155
baseline
▲ 0.50% · 4.625%
HK$12,796
+HK$641/mo
Deposit HK$401K · loan HK$2.27M · min. income ≈ HK$24,310/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,976
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,317
−HK$347/mo
Today · 4.125%
HK$11,664
baseline
▲ 0.50% · 4.625%
HK$12,374
+HK$710/mo
Deposit HK$267K · loan HK$2.41M · min. income ≈ HK$23,328/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,210
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,538
−HK$332/mo
Today · 4.125%
HK$12,870
baseline
▲ 0.50% · 4.625%
HK$13,548
+HK$678/mo
Deposit HK$267K · loan HK$2.41M · min. income ≈ HK$25,740/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).