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At today's rate and a 90% mortgage, the deposit on this unit is about HK$294K, with repayments around HK$12,832/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$294K · loan HK$2.65M · min. income ≈ HK$25,664/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tai Tong Road Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 405 ft²
- Efficiency
- 73%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-09 | HK$3.88M | +21.2% 3.5y · 6.0%/yr |
| 2017-07-11 | HK$3.20M | +82.9% 4.9y · 17.0%/yr |
| 2012-09-03 | HK$1.75M | +15.1% |
| 1997-08-08 | HK$1.52M | +18.8% |
| 1997-07-17 | HK$1.28M | — |