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At today's rate and a 90% mortgage, the deposit on this unit is about HK$343K, with repayments around HK$14,969/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$343K · loan HK$3.09M · min. income ≈ HK$29,938/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 339 Saleable ft²
- Gross Area
- 461 ft²
- Efficiency
- 74%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-15 | HK$3.03M | −25.2% 4.9y · −5.0%/yr |
| 2021-01-29 | HK$4.05M | +19.8% 4.2y · 5.0%/yr |
| 2016-12-06 | HK$3.38M | +322.5% 11.8y · 27.0%/yr |
| 2005-03-15 | HK$800K | −26.6% |
| 1996-06-13 | HK$1.09M | — |