Skip to content
Crescira AVM · estimated value Medium confidence
HK$7.34M
≈ HK$8,626 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$734K, with repayments around HK$32,020/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$30,130
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,068
−HK$952/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,968
+HK$1,948/mo

Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,040/mo (50% DSR)

Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,228 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
9/F
Flat
H
Saleable Area
851 ft²
Gross Area
985 ft²
Efficiency
86%
District
Yuen Long District · New Territories West
School net (POA)
73

Transaction History

Date Price Gain / loss
2022-07-22 HK$8.72M +45.3%
7.5y
2015-02-09 HK$6.00M +30.4%
2012-07-20 HK$4.60M +35.3%
2010-11-30 HK$3.40M −30.6%
1997-06-19 HK$4.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ping Shan (Light Rail)
≈ 9 min walk · 654 m
Education
27
schools within 1 km (9 within 500 m)
Daily convenience
8
within 1 km (2 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com