▼ 0.50% · 3.625%
HK$16,766
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,287
−HK$530/mo
Today · 4.125%
HK$17,817
baseline
▲ 0.50% · 4.625%
HK$18,901
+HK$1,084/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,634/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,652
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,152
−HK$508/mo
Today · 4.125%
HK$19,660
baseline
▲ 0.50% · 4.625%
HK$20,696
+HK$1,036/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,320/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,443
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,016
−HK$583/mo
Today · 4.125%
HK$19,599
baseline
▲ 0.50% · 4.625%
HK$20,792
+HK$1,193/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$39,198/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,517
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,067
−HK$559/mo
Today · 4.125%
HK$21,626
baseline
▲ 0.50% · 4.625%
HK$22,766
+HK$1,140/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$43,252/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,119
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,745
−HK$636/mo
Today · 4.125%
HK$21,381
baseline
▲ 0.50% · 4.625%
HK$22,682
+HK$1,301/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,762/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,382
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,983
−HK$609/mo
Today · 4.125%
HK$23,592
baseline
▲ 0.50% · 4.625%
HK$24,835
+HK$1,243/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,184/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,796
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,474
−HK$689/mo
Today · 4.125%
HK$23,163
baseline
▲ 0.50% · 4.625%
HK$24,572
+HK$1,409/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$46,326/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,248
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,898
−HK$660/mo
Today · 4.125%
HK$25,558
baseline
▲ 0.50% · 4.625%
HK$26,905
+HK$1,347/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$51,116/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,472
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,202
−HK$742/mo
Today · 4.125%
HK$24,944
baseline
▲ 0.50% · 4.625%
HK$26,462
+HK$1,518/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,888/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,113
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,813
−HK$711/mo
Today · 4.125%
HK$27,524
baseline
▲ 0.50% · 4.625%
HK$28,974
+HK$1,450/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,048/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,149
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$795/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,352
+HK$1,626/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,978
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,728
−HK$761/mo
Today · 4.125%
HK$29,489
baseline
▲ 0.50% · 4.625%
HK$31,044
+HK$1,555/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,978/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,826
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,660
−HK$848/mo
Today · 4.125%
HK$28,508
baseline
▲ 0.50% · 4.625%
HK$30,242
+HK$1,734/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$57,016/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,843
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,643
−HK$812/mo
Today · 4.125%
HK$31,455
baseline
▲ 0.50% · 4.625%
HK$33,114
+HK$1,659/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$62,910/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,502
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$900/mo
Today · 4.125%
HK$30,289
baseline
▲ 0.50% · 4.625%
HK$32,132
+HK$1,843/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$60,578/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,708
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,559
−HK$862/mo
Today · 4.125%
HK$33,421
baseline
▲ 0.50% · 4.625%
HK$35,183
+HK$1,762/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$66,842/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,179
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,117
−HK$954/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$34,023
+HK$1,952/mo
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,574
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,474
−HK$913/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,253
+HK$1,866/mo
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,580 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).