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Crescira AVM · estimated value Medium confidence
HK$7.04M
≈ HK$8,272 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$704K, with repayments around HK$30,707/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$28,895
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,794
−HK$913/mo
Today · 4.125%
HK$30,707
baseline
▲ 0.50% · 4.625%
HK$32,575
+HK$1,868/mo

Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$61,414/mo (50% DSR)

Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,197 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
A
Saleable Area
851 ft²
Gross Area
985 ft²
Efficiency
86%
District
Yuen Long District · New Territories West
School net (POA)
73

Transaction History

Date Price Gain / loss
2026-06-05 HK$7.70M +116.9%
15.5y
2010-12-09 HK$3.55M +77.5%
2001-05-26 HK$2.00M −58.8%
1997-06-19 HK$4.85M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ping Shan (Light Rail)
≈ 9 min walk · 654 m
Education
27
schools within 1 km (9 within 500 m)
Daily convenience
8
within 1 km (2 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com