▼ 0.50% · 3.625%
HK$4,438
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,576
−HK$140/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$5,003
+HK$287/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$135/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$274/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$155/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$315/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,431
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,576
−HK$148/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,026
+HK$302/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,491
−HK$168/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$345/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$161/mo
Today · 4.125%
HK$6,244
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$330/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$12,488/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,948
−HK$183/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$373/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,418
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,590
−HK$175/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,121
+HK$356/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,213
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,406
−HK$196/mo
Today · 4.125%
HK$6,602
baseline
▲ 0.50% · 4.625%
HK$7,004
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,204/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,912
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,097
−HK$188/mo
Today · 4.125%
HK$7,285
baseline
▲ 0.50% · 4.625%
HK$7,669
+HK$384/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,570/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,657
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,864
−HK$210/mo
Today · 4.125%
HK$7,074
baseline
▲ 0.50% · 4.625%
HK$7,504
+HK$430/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,148/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,405
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,604
−HK$201/mo
Today · 4.125%
HK$7,805
baseline
▲ 0.50% · 4.625%
HK$8,217
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,610/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,100
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,321
−HK$225/mo
Today · 4.125%
HK$7,546
baseline
▲ 0.50% · 4.625%
HK$8,005
+HK$459/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$15,092/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,899
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,111
−HK$215/mo
Today · 4.125%
HK$8,326
baseline
▲ 0.50% · 4.625%
HK$8,765
+HK$439/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$16,652/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,544
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$238/mo
Today · 4.125%
HK$8,017
baseline
▲ 0.50% · 4.625%
HK$8,505
+HK$488/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,034/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,393
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,618
−HK$228/mo
Today · 4.125%
HK$8,846
baseline
▲ 0.50% · 4.625%
HK$9,312
+HK$466/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,692/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,988
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,236
−HK$253/mo
Today · 4.125%
HK$8,489
baseline
▲ 0.50% · 4.625%
HK$9,005
+HK$516/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,978/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,886
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,125
−HK$242/mo
Today · 4.125%
HK$9,367
baseline
▲ 0.50% · 4.625%
HK$9,860
+HK$493/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,734/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).