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At today's rate and a 90% mortgage, the deposit on this unit is about HK$255K, with repayments around HK$11,126/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$22,252/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tai Tong Road Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 73%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-26 | HK$2.74M | +173.8% 13.3y · 13.0%/yr |
| 2010-10-19 | HK$1.00M | +47.1% |
| 2008-01-03 | HK$680K | +28.3% |
| 2006-01-13 | HK$530K | +15.2% |
| 2005-04-29 | HK$460K | −67.8% |
| 1997-07-19 | HK$1.43M | +49.0% |
| 1997-01-27 | HK$960K | +68.4% |
| 1997-01-09 | HK$570K | — |