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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,199/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.72M · min. income ≈ HK$26,398/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Hong Lok Road Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- C
- Saleable Area
- 319 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 80%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-07-15 | HK$3.88M | +0.0% 1.4y · 13.0%/yr |
| 2019-02-15 | HK$3.88M | +17.6% 1.4y · 13.0%/yr |
| 2017-09-05 | HK$3.30M | +288.2% 9.4y · 31.0%/yr |
| 2008-03-31 | HK$850K | +10.4% |
| 2005-09-24 | HK$770K | +83.3% |
| 2004-11-06 | HK$420K | — |