▼ 0.50% · 3.625%
HK$4,383
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$139/mo
Today · 4.125%
HK$4,658
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$283/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$9,316/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$133/mo
Today · 4.125%
HK$5,140
baseline
▲ 0.50% · 4.625%
HK$5,411
+HK$271/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$10,280/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$153/mo
Today · 4.125%
HK$5,124
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$312/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$10,248/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,508
−HK$146/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,952
+HK$298/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,260
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$167/mo
Today · 4.125%
HK$5,590
baseline
▲ 0.50% · 4.625%
HK$5,930
+HK$340/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$11,180/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,008
−HK$160/mo
Today · 4.125%
HK$6,168
baseline
▲ 0.50% · 4.625%
HK$6,493
+HK$325/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$12,336/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,698
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$180/mo
Today · 4.125%
HK$6,055
baseline
▲ 0.50% · 4.625%
HK$6,424
+HK$369/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$12,110/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,339
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,509
−HK$173/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,034
+HK$352/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,327
−HK$194/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$397/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,827
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,010
−HK$185/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,575
+HK$380/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,575
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,779
−HK$208/mo
Today · 4.125%
HK$6,987
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$425/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,974/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,314
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,510
−HK$199/mo
Today · 4.125%
HK$7,709
baseline
▲ 0.50% · 4.625%
HK$8,116
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,418/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,013
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$222/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,802
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,011
−HK$212/mo
Today · 4.125%
HK$8,223
baseline
▲ 0.50% · 4.625%
HK$8,657
+HK$434/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,446/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,451
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,683
−HK$236/mo
Today · 4.125%
HK$7,919
baseline
▲ 0.50% · 4.625%
HK$8,400
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,838/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,290
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,512
−HK$225/mo
Today · 4.125%
HK$8,737
baseline
▲ 0.50% · 4.625%
HK$9,198
+HK$461/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,474/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,890
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,135
−HK$249/mo
Today · 4.125%
HK$8,384
baseline
▲ 0.50% · 4.625%
HK$8,895
+HK$511/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,768/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,777
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,013
−HK$238/mo
Today · 4.125%
HK$9,251
baseline
▲ 0.50% · 4.625%
HK$9,739
+HK$488/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,502/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).