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16/F 5

in Fu Loy Garden Block A

Yuen Long District · New Territories West

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2/F 2 360 ft² 2/F 3 360 ft² 2/F 4 283 ft² 2/F 6 360 ft² 2/F 7 360 ft² 2/F 8 283 ft² 2/F 1 283 ft² 2/F 5 283 ft² 3/F 2 360 ft² 3/F 4 283 ft² 3/F 5 283 ft² 3/F 6 360 ft² 3/F 7 360 ft² 3/F 8 283 ft² 4/F 2 360 ft² 4/F 3 343 ft² 4/F 6 360 ft² 4/F 8 283 ft² 4/F 4 283 ft² 4/F 7 360 ft² 5/F 1 283 ft² 5/F 2 360 ft² 5/F 6 360 ft² 5/F 8 283 ft² 5/F 3 360 ft² 5/F 4 283 ft² 6/F 2 360 ft² 6/F 4 283 ft² 6/F 6 360 ft² 6/F 7 343 ft² 6/F 1 283 ft² 6/F 3 360 ft² 7/F 4 283 ft² 7/F 5 297 ft² 7/F 7 360 ft² 7/F 8 297 ft² 7/F 3 360 ft² 7/F 6 360 ft² 8/F 1 297 ft² 8/F 3 360 ft² 8/F 5 297 ft² 8/F 6 360 ft² 8/F 7 360 ft² 8/F 8 283 ft² 8/F 2 360 ft² 9/F 5 297 ft² 9/F 8 283 ft² 9/F 3 360 ft² 9/F 4 283 ft² 10/F 1 283 ft² 10/F 4 283 ft² 10/F 5 297 ft² 10/F 6 343 ft² 10/F 7 360 ft² 10/F 8 297 ft² 11/F 3 360 ft² 11/F 4 283 ft² 11/F 7 360 ft² 11/F 1 283 ft² 11/F 8 283 ft² 12/F 2 360 ft² 12/F 5 283 ft² 12/F 6 343 ft² 12/F 7 360 ft² 12/F 3 360 ft² 12/F 4 283 ft² 13/F 1 283 ft² 13/F 7 343 ft² 13/F 8 283 ft² 13/F 2 360 ft² 13/F 3 360 ft² 13/F 4 283 ft² 14/F 5 297 ft² 14/F 7 343 ft² 14/F 2 360 ft² 14/F 3 360 ft² 14/F 4 283 ft² 14/F 6 360 ft² 15/F 1 283 ft² 15/F 2 360 ft² 15/F 6 360 ft² 15/F 7 360 ft² 15/F 4 283 ft² 15/F 5 283 ft² 16/F 4 283 ft² 16/F 5 283 ft² 16/F 1 283 ft² 16/F 2 360 ft² 16/F 8 283 ft² 17/F 1 283 ft² 17/F 2 360 ft² 17/F 3 360 ft² 17/F 4 283 ft² 17/F 8 283 ft² 17/F 7 360 ft² 18/F 1 297 ft² 18/F 4 297 ft² 18/F 5 283 ft² 18/F 7 360 ft² 18/F 3 360 ft² 18/F 6 360 ft² 18/F 8 283 ft² 19/F 1 283 ft² 19/F 2 360 ft² 19/F 4 283 ft² 19/F 6 360 ft² 19/F 7 360 ft² 19/F 8 283 ft²
Crescira AVM · estimated value Medium confidence
HK$3.02M
≈ HK$10,662 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$302K, with repayments around HK$13,161/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,384
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,770
−HK$391/mo
Today · 4.125%
HK$13,161
baseline
▲ 0.50% · 4.625%
HK$13,962
+HK$801/mo

Deposit HK$302K · loan HK$2.72M · min. income ≈ HK$26,322/mo (50% DSR)

Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
16/F
Flat
5
Saleable Area
283 ft²
Gross Area
377 ft²
Efficiency
75%
District
Yuen Long District · New Territories West
School net (POA)
73

Transaction History

Date Price Gain / loss
2000-12-11 HK$680K −5.6%
1995-09-15 HK$720K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Long Ping
≈ 3 min walk · 169 m
Education
49
schools within 1 km (26 within 500 m)
Daily convenience
43
within 1 km (16 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Long Ping Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com