▼ 0.50% · 3.625%
HK$4,517
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$143/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,092
+HK$292/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$137/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$279/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$157/mo
Today · 4.125%
HK$5,280
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$322/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$10,560/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,676
−HK$150/mo
Today · 4.125%
HK$5,826
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$307/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$11,652/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$171/mo
Today · 4.125%
HK$5,760
baseline
▲ 0.50% · 4.625%
HK$6,111
+HK$351/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$11,520/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,030
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,192
−HK$164/mo
Today · 4.125%
HK$6,356
baseline
▲ 0.50% · 4.625%
HK$6,691
+HK$335/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$12,712/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,872
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$185/mo
Today · 4.125%
HK$6,240
baseline
▲ 0.50% · 4.625%
HK$6,620
+HK$380/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$12,480/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,533
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,708
−HK$178/mo
Today · 4.125%
HK$6,886
baseline
▲ 0.50% · 4.625%
HK$7,248
+HK$362/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$13,772/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,324
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$200/mo
Today · 4.125%
HK$6,720
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$409/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$13,440/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,035
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,224
−HK$191/mo
Today · 4.125%
HK$7,415
baseline
▲ 0.50% · 4.625%
HK$7,806
+HK$391/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$14,830/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,775
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,986
−HK$214/mo
Today · 4.125%
HK$7,200
baseline
▲ 0.50% · 4.625%
HK$7,638
+HK$438/mo
Deposit HK$495K · loan HK$1.49M · min. income ≈ HK$14,400/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,538
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,740
−HK$205/mo
Today · 4.125%
HK$7,945
baseline
▲ 0.50% · 4.625%
HK$8,364
+HK$419/mo
Deposit HK$495K · loan HK$1.49M · min. income ≈ HK$15,890/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,227
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,452
−HK$228/mo
Today · 4.125%
HK$7,680
baseline
▲ 0.50% · 4.625%
HK$8,148
+HK$468/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$15,360/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,040
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,256
−HK$218/mo
Today · 4.125%
HK$8,474
baseline
▲ 0.50% · 4.625%
HK$8,921
+HK$447/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$16,948/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,679
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,918
−HK$242/mo
Today · 4.125%
HK$8,160
baseline
▲ 0.50% · 4.625%
HK$8,657
+HK$497/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,320/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,543
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,772
−HK$232/mo
Today · 4.125%
HK$9,004
baseline
▲ 0.50% · 4.625%
HK$9,479
+HK$475/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$18,008/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,131
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,383
−HK$257/mo
Today · 4.125%
HK$8,640
baseline
▲ 0.50% · 4.625%
HK$9,166
+HK$526/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,280/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,045
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,288
−HK$246/mo
Today · 4.125%
HK$9,534
baseline
▲ 0.50% · 4.625%
HK$10,036
+HK$502/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,068/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).