▼ 0.50% · 3.625%
HK$3,821
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$121/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$247/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,251
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$116/mo
Today · 4.125%
HK$4,481
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$236/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,962/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$133/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$272/mo
Deposit HK$754K · loan HK$922K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,676
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$127/mo
Today · 4.125%
HK$4,929
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$260/mo
Deposit HK$754K · loan HK$922K · min. income ≈ HK$9,858/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$145/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$297/mo
Deposit HK$670K · loan HK$1.01M · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$139/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$283/mo
Deposit HK$670K · loan HK$1.01M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,122
−HK$157/mo
Today · 4.125%
HK$5,279
baseline
▲ 0.50% · 4.625%
HK$5,600
+HK$321/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$10,558/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,527
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,675
−HK$150/mo
Today · 4.125%
HK$5,825
baseline
▲ 0.50% · 4.625%
HK$6,132
+HK$307/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$11,650/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,516
−HK$169/mo
Today · 4.125%
HK$5,685
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$346/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$11,370/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,111
−HK$162/mo
Today · 4.125%
HK$6,273
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$331/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$12,546/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,732
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,910
−HK$181/mo
Today · 4.125%
HK$6,091
baseline
▲ 0.50% · 4.625%
HK$6,462
+HK$371/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$12,182/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,377
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,548
−HK$173/mo
Today · 4.125%
HK$6,721
baseline
▲ 0.50% · 4.625%
HK$7,076
+HK$355/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$13,442/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,114
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,304
−HK$194/mo
Today · 4.125%
HK$6,498
baseline
▲ 0.50% · 4.625%
HK$6,893
+HK$395/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$12,996/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,802
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,984
−HK$185/mo
Today · 4.125%
HK$7,169
baseline
▲ 0.50% · 4.625%
HK$7,547
+HK$378/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$14,338/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$206/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,324
+HK$420/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,227
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,421
−HK$196/mo
Today · 4.125%
HK$7,617
baseline
▲ 0.50% · 4.625%
HK$8,019
+HK$402/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$15,234/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,878
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,092
−HK$218/mo
Today · 4.125%
HK$7,310
baseline
▲ 0.50% · 4.625%
HK$7,754
+HK$444/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,620/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,652
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,857
−HK$209/mo
Today · 4.125%
HK$8,066
baseline
▲ 0.50% · 4.625%
HK$8,491
+HK$425/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,132/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).