Skip to content
Crescira AVM · estimated value Medium confidence
HK$2.46M
≈ HK$8,054 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,715/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,083
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,397
−HK$318/mo
Today · 4.125%
HK$10,715
baseline
▲ 0.50% · 4.625%
HK$11,367
+HK$652/mo

Deposit HK$246K · loan HK$2.21M · min. income ≈ HK$21,430/mo (50% DSR)

Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
B
Saleable Area
305 ft²
Gross Area
420 ft²
Efficiency
73%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2021-04-13 HK$3.75M +25.8%
3.3y
2017-12-29 HK$2.98M +132.8%
6.7y
2011-04-27 HK$1.28M +32.9%
1.2y
2010-02-03 HK$963K +16.0%
0.4y
2009-10-14 HK$830K −13.5%
12.5y
1997-05-03 HK$960K +37.1%
0.3y
1997-01-06 HK$700K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hong Lok Road (Light Rail)
≈ 3 min walk · 163 m
Education
53
schools within 1 km (22 within 500 m)
Daily convenience
51
within 1 km (31 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Hong Lok Road Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com