At today's rate and a 90% mortgage, the deposit on this unit is about HK$232K, with repayments around HK$10,102/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$232K · loan HK$2.08M · min. income ≈ HK$20,204/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Hong Lok Road Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 249 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-11 | HK$3.80M | +31.0% 3.9y · 8.0%/yr |
| 2016-10-18 | HK$2.90M | +199.0% 7.0y · 29.0%/yr |
| 2009-11-06 | HK$970K | +42.6% |
| 1996-11-29 | HK$680K | +17.2% |
| 1996-10-15 | HK$580K | — |