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Crescira AVM · estimated value Medium confidence
HK$5.88M
≈ HK$7,310 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$588K, with repayments around HK$25,669/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,154
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,906
−HK$763/mo
Today · 4.125%
HK$25,669
baseline
▲ 0.50% · 4.625%
HK$27,231
+HK$1,562/mo

Deposit HK$588K · loan HK$5.30M · min. income ≈ HK$51,338/mo (50% DSR)

Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,411 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
C
Saleable Area
805 ft²
Gross Area
872 ft²
Efficiency
92%
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2023-12-05 HK$6.00M +257.1%
14.5y
2009-05-21 HK$1.68M +13.5%
2.6y
2006-10-11 HK$1.48M +2.1%
4.3y
2002-06-17 HK$1.45M −17.1%
2000-07-24 HK$1.75M −26.2%
4.0y
1996-08-03 HK$2.37M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ping Shan (Light Rail)
≈ 6 min walk · 460 m
Education
9
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
19
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Ping Shan Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 9 schools within a 1 km walk.

Green space & leisure — 19 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com