▼ 0.50% · 3.625%
HK$4,479
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$142/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,049
+HK$289/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,116
−HK$136/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$277/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,927
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$156/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$318/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$149/mo
Today · 4.125%
HK$5,777
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$304/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,554/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$170/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,059
+HK$347/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,979
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,139
−HK$163/mo
Today · 4.125%
HK$6,302
baseline
▲ 0.50% · 4.625%
HK$6,634
+HK$332/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,604/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,822
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$184/mo
Today · 4.125%
HK$6,187
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$377/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,374/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,651
−HK$176/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,187
+HK$360/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$198/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,069
+HK$406/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,976
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,163
−HK$189/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,740
+HK$388/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,927
−HK$212/mo
Today · 4.125%
HK$7,139
baseline
▲ 0.50% · 4.625%
HK$7,574
+HK$435/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,278/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,474
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,674
−HK$204/mo
Today · 4.125%
HK$7,878
baseline
▲ 0.50% · 4.625%
HK$8,293
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,756/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,166
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,389
−HK$226/mo
Today · 4.125%
HK$7,615
baseline
▲ 0.50% · 4.625%
HK$8,079
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,230/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,972
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,186
−HK$217/mo
Today · 4.125%
HK$8,403
baseline
▲ 0.50% · 4.625%
HK$8,846
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,806/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,614
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,851
−HK$240/mo
Today · 4.125%
HK$8,091
baseline
▲ 0.50% · 4.625%
HK$8,584
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,182/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,470
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,698
−HK$230/mo
Today · 4.125%
HK$8,928
baseline
▲ 0.50% · 4.625%
HK$9,399
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,856/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,062
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,313
−HK$254/mo
Today · 4.125%
HK$8,567
baseline
▲ 0.50% · 4.625%
HK$9,089
+HK$522/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,134/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,969
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,209
−HK$244/mo
Today · 4.125%
HK$9,453
baseline
▲ 0.50% · 4.625%
HK$9,951
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,906/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).