▼ 0.50% · 3.625%
HK$4,567
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$145/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$138/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,024
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$159/mo
Today · 4.125%
HK$5,339
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$325/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$10,678/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,589
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$152/mo
Today · 4.125%
HK$5,891
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$311/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$11,782/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$173/mo
Today · 4.125%
HK$5,824
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$355/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$11,648/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,097
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,261
−HK$166/mo
Today · 4.125%
HK$6,427
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$338/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$12,854/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,937
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,122
−HK$188/mo
Today · 4.125%
HK$6,310
baseline
▲ 0.50% · 4.625%
HK$6,694
+HK$384/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$12,620/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,782
−HK$180/mo
Today · 4.125%
HK$6,962
baseline
▲ 0.50% · 4.625%
HK$7,329
+HK$367/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$13,924/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,394
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,593
−HK$202/mo
Today · 4.125%
HK$6,795
baseline
▲ 0.50% · 4.625%
HK$7,209
+HK$414/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,590/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,304
−HK$194/mo
Today · 4.125%
HK$7,498
baseline
▲ 0.50% · 4.625%
HK$7,893
+HK$395/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$14,996/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,851
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$216/mo
Today · 4.125%
HK$7,280
baseline
▲ 0.50% · 4.625%
HK$7,723
+HK$443/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,560/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,621
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,826
−HK$207/mo
Today · 4.125%
HK$8,033
baseline
▲ 0.50% · 4.625%
HK$8,457
+HK$424/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,066/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,308
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,535
−HK$231/mo
Today · 4.125%
HK$7,766
baseline
▲ 0.50% · 4.625%
HK$8,238
+HK$472/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,532/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,130
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,348
−HK$221/mo
Today · 4.125%
HK$8,569
baseline
▲ 0.50% · 4.625%
HK$9,020
+HK$451/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,138/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,764
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,006
−HK$245/mo
Today · 4.125%
HK$8,251
baseline
▲ 0.50% · 4.625%
HK$8,753
+HK$502/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,502/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,638
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,869
−HK$235/mo
Today · 4.125%
HK$9,104
baseline
▲ 0.50% · 4.625%
HK$9,584
+HK$480/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,208/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,221
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,477
−HK$260/mo
Today · 4.125%
HK$8,737
baseline
▲ 0.50% · 4.625%
HK$9,268
+HK$531/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,474/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,146
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,391
−HK$249/mo
Today · 4.125%
HK$9,640
baseline
▲ 0.50% · 4.625%
HK$10,148
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,280/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).