▼ 0.50% · 3.625%
HK$15,501
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,983
−HK$490/mo
Today · 4.125%
HK$16,473
baseline
▲ 0.50% · 4.625%
HK$17,475
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,946/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,244
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,707
−HK$469/mo
Today · 4.125%
HK$18,176
baseline
▲ 0.50% · 4.625%
HK$19,134
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,352/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,051
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,581
−HK$539/mo
Today · 4.125%
HK$18,120
baseline
▲ 0.50% · 4.625%
HK$19,222
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,240/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,969
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,477
−HK$517/mo
Today · 4.125%
HK$19,994
baseline
▲ 0.50% · 4.625%
HK$21,047
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,988/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,601
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,179
−HK$588/mo
Today · 4.125%
HK$19,767
baseline
▲ 0.50% · 4.625%
HK$20,970
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,534/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,693
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,248
−HK$563/mo
Today · 4.125%
HK$21,811
baseline
▲ 0.50% · 4.625%
HK$22,961
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,622/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,151
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,778
−HK$636/mo
Today · 4.125%
HK$21,414
baseline
▲ 0.50% · 4.625%
HK$22,717
+HK$1,303/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,828/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,418
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,019
−HK$610/mo
Today · 4.125%
HK$23,629
baseline
▲ 0.50% · 4.625%
HK$24,874
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,258/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,701
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,376
−HK$686/mo
Today · 4.125%
HK$23,062
baseline
▲ 0.50% · 4.625%
HK$24,465
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,124/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,142
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,790
−HK$656/mo
Today · 4.125%
HK$25,446
baseline
▲ 0.50% · 4.625%
HK$26,788
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,892/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,251
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,974
−HK$735/mo
Today · 4.125%
HK$24,709
baseline
▲ 0.50% · 4.625%
HK$26,212
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,418/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,866
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,560
−HK$704/mo
Today · 4.125%
HK$27,264
baseline
▲ 0.50% · 4.625%
HK$28,701
+HK$1,437/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,528/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,801
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,572
−HK$784/mo
Today · 4.125%
HK$26,356
baseline
▲ 0.50% · 4.625%
HK$27,960
+HK$1,604/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,712/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,591
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$751/mo
Today · 4.125%
HK$29,082
baseline
▲ 0.50% · 4.625%
HK$30,614
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,164/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,351
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,171
−HK$833/mo
Today · 4.125%
HK$28,004
baseline
▲ 0.50% · 4.625%
HK$29,707
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,008/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,315
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,102
−HK$797/mo
Today · 4.125%
HK$30,899
baseline
▲ 0.50% · 4.625%
HK$32,528
+HK$1,629/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,798/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,901
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,769
−HK$882/mo
Today · 4.125%
HK$29,651
baseline
▲ 0.50% · 4.625%
HK$31,455
+HK$1,804/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,302/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,040
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,872
−HK$845/mo
Today · 4.125%
HK$32,717
baseline
▲ 0.50% · 4.625%
HK$34,441
+HK$1,724/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,434/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).