▼ 0.50% · 3.625%
HK$4,415
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$139/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$286/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$134/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$272/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$154/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,475
+HK$314/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,547
−HK$147/mo
Today · 4.125%
HK$5,694
baseline
▲ 0.50% · 4.625%
HK$5,994
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,388/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$168/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$342/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$160/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,539
+HK$327/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$181/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,470
+HK$371/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$174/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,084
+HK$354/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,181
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,373
−HK$195/mo
Today · 4.125%
HK$6,568
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$400/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,136/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,876
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,060
−HK$187/mo
Today · 4.125%
HK$7,247
baseline
▲ 0.50% · 4.625%
HK$7,629
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,494/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,622
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,828
−HK$209/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,465
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,367
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,564
−HK$201/mo
Today · 4.125%
HK$7,765
baseline
▲ 0.50% · 4.625%
HK$8,174
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,530/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,063
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,283
−HK$223/mo
Today · 4.125%
HK$7,506
baseline
▲ 0.50% · 4.625%
HK$7,963
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,012/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,858
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,069
−HK$214/mo
Today · 4.125%
HK$8,283
baseline
▲ 0.50% · 4.625%
HK$8,719
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,566/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,505
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,738
−HK$238/mo
Today · 4.125%
HK$7,976
baseline
▲ 0.50% · 4.625%
HK$8,461
+HK$485/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$15,952/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,349
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,573
−HK$227/mo
Today · 4.125%
HK$8,800
baseline
▲ 0.50% · 4.625%
HK$9,264
+HK$464/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$17,600/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,946
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,194
−HK$251/mo
Today · 4.125%
HK$8,445
baseline
▲ 0.50% · 4.625%
HK$8,959
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,890/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,840
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,077
−HK$241/mo
Today · 4.125%
HK$9,318
baseline
▲ 0.50% · 4.625%
HK$9,809
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,636/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).