▼ 0.50% · 3.625%
HK$4,459
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$140/mo
Today · 4.125%
HK$4,738
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$289/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$9,476/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,960
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$135/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$276/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$148/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$303/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$169/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$346/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$162/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$331/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$183/mo
Today · 4.125%
HK$6,160
baseline
▲ 0.50% · 4.625%
HK$6,535
+HK$375/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,320/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,449
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,622
−HK$175/mo
Today · 4.125%
HK$6,797
baseline
▲ 0.50% · 4.625%
HK$7,155
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,594/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,242
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,437
−HK$197/mo
Today · 4.125%
HK$6,634
baseline
▲ 0.50% · 4.625%
HK$7,038
+HK$404/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,268/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,945
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,131
−HK$189/mo
Today · 4.125%
HK$7,320
baseline
▲ 0.50% · 4.625%
HK$7,706
+HK$386/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,640/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,688
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,896
−HK$212/mo
Today · 4.125%
HK$7,108
baseline
▲ 0.50% · 4.625%
HK$7,540
+HK$432/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,216/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,441
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,640
−HK$203/mo
Today · 4.125%
HK$7,843
baseline
▲ 0.50% · 4.625%
HK$8,256
+HK$413/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,686/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,134
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,356
−HK$226/mo
Today · 4.125%
HK$7,582
baseline
▲ 0.50% · 4.625%
HK$8,043
+HK$461/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,164/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,937
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,150
−HK$216/mo
Today · 4.125%
HK$8,366
baseline
▲ 0.50% · 4.625%
HK$8,806
+HK$440/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,732/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,580
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,816
−HK$239/mo
Today · 4.125%
HK$8,055
baseline
▲ 0.50% · 4.625%
HK$8,546
+HK$491/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,110/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,433
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,659
−HK$229/mo
Today · 4.125%
HK$8,888
baseline
▲ 0.50% · 4.625%
HK$9,357
+HK$469/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,776/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,026
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,276
−HK$253/mo
Today · 4.125%
HK$8,529
baseline
▲ 0.50% · 4.625%
HK$9,048
+HK$519/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,058/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,929
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,168
−HK$243/mo
Today · 4.125%
HK$9,411
baseline
▲ 0.50% · 4.625%
HK$9,907
+HK$496/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,822/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).