▼ 0.50% · 3.625%
HK$4,477
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$142/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$289/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,114
−HK$136/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,526
+HK$276/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$156/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$318/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,479
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$149/mo
Today · 4.125%
HK$5,775
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$304/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,550/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,372
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$169/mo
Today · 4.125%
HK$5,709
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$348/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$11,418/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,977
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$163/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,632
+HK$332/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,820
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$184/mo
Today · 4.125%
HK$6,185
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,370/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,475
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$177/mo
Today · 4.125%
HK$6,825
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$359/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,650/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$198/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$405/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,160
−HK$190/mo
Today · 4.125%
HK$7,350
baseline
▲ 0.50% · 4.625%
HK$7,737
+HK$387/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,700/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,716
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,924
−HK$213/mo
Today · 4.125%
HK$7,137
baseline
▲ 0.50% · 4.625%
HK$7,571
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,274/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,471
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,671
−HK$204/mo
Today · 4.125%
HK$7,875
baseline
▲ 0.50% · 4.625%
HK$8,290
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,750/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,163
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,386
−HK$226/mo
Today · 4.125%
HK$7,612
baseline
▲ 0.50% · 4.625%
HK$8,076
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,224/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,969
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,183
−HK$217/mo
Today · 4.125%
HK$8,400
baseline
▲ 0.50% · 4.625%
HK$8,842
+HK$442/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,800/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,611
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,848
−HK$240/mo
Today · 4.125%
HK$8,088
baseline
▲ 0.50% · 4.625%
HK$8,580
+HK$492/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,176/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,467
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,694
−HK$231/mo
Today · 4.125%
HK$8,925
baseline
▲ 0.50% · 4.625%
HK$9,395
+HK$470/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,850/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,059
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,309
−HK$255/mo
Today · 4.125%
HK$8,564
baseline
▲ 0.50% · 4.625%
HK$9,085
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,128/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,965
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,206
−HK$243/mo
Today · 4.125%
HK$9,449
baseline
▲ 0.50% · 4.625%
HK$9,948
+HK$499/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,898/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).