▼ 0.50% · 3.625%
HK$4,209
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,340
−HK$133/mo
Today · 4.125%
HK$4,473
baseline
▲ 0.50% · 4.625%
HK$4,745
+HK$272/mo
Deposit HK$923K · loan HK$923K · min. income ≈ HK$8,946/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,683
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,808
−HK$128/mo
Today · 4.125%
HK$4,936
baseline
▲ 0.50% · 4.625%
HK$5,196
+HK$260/mo
Deposit HK$923K · loan HK$923K · min. income ≈ HK$9,872/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$146/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,220
+HK$300/mo
Deposit HK$831K · loan HK$1.02M · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,289
−HK$140/mo
Today · 4.125%
HK$5,429
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$286/mo
Deposit HK$831K · loan HK$1.02M · min. income ≈ HK$10,858/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$160/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$326/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,770
−HK$153/mo
Today · 4.125%
HK$5,923
baseline
▲ 0.50% · 4.625%
HK$6,235
+HK$312/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$11,846/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$173/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,169
+HK$354/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,251
−HK$165/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$338/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,076
−HK$186/mo
Today · 4.125%
HK$6,262
baseline
▲ 0.50% · 4.625%
HK$6,643
+HK$381/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$12,524/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,556
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$179/mo
Today · 4.125%
HK$6,910
baseline
▲ 0.50% · 4.625%
HK$7,274
+HK$364/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$13,820/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,314
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,510
−HK$200/mo
Today · 4.125%
HK$6,710
baseline
▲ 0.50% · 4.625%
HK$7,118
+HK$408/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,420/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,024
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,212
−HK$191/mo
Today · 4.125%
HK$7,403
baseline
▲ 0.50% · 4.625%
HK$7,794
+HK$391/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,806/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,735
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,944
−HK$213/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,592
+HK$435/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,492
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,693
−HK$204/mo
Today · 4.125%
HK$7,897
baseline
▲ 0.50% · 4.625%
HK$8,313
+HK$416/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$15,794/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,155
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,378
−HK$226/mo
Today · 4.125%
HK$7,604
baseline
▲ 0.50% · 4.625%
HK$8,067
+HK$463/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,208/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,960
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,174
−HK$216/mo
Today · 4.125%
HK$8,390
baseline
▲ 0.50% · 4.625%
HK$8,833
+HK$443/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,780/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,576
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,812
−HK$240/mo
Today · 4.125%
HK$8,052
baseline
▲ 0.50% · 4.625%
HK$8,541
+HK$489/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,104/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,429
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,655
−HK$229/mo
Today · 4.125%
HK$8,884
baseline
▲ 0.50% · 4.625%
HK$9,352
+HK$468/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,768/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).