▼ 0.50% · 3.625%
HK$4,428
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$140/mo
Today · 4.125%
HK$4,705
baseline
▲ 0.50% · 4.625%
HK$4,992
+HK$287/mo
Deposit HK$971K · loan HK$971K · min. income ≈ HK$9,410/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,058
−HK$134/mo
Today · 4.125%
HK$5,192
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$273/mo
Deposit HK$971K · loan HK$971K · min. income ≈ HK$10,384/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,870
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$154/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,491
+HK$315/mo
Deposit HK$874K · loan HK$1.07M · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,418
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,564
−HK$147/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,012
+HK$301/mo
Deposit HK$874K · loan HK$1.07M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$168/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$344/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$161/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,559
+HK$329/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,756
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,935
−HK$182/mo
Today · 4.125%
HK$6,117
baseline
▲ 0.50% · 4.625%
HK$6,489
+HK$372/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$12,234/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,403
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,575
−HK$174/mo
Today · 4.125%
HK$6,749
baseline
▲ 0.50% · 4.625%
HK$7,105
+HK$356/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$13,498/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,199
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,391
−HK$196/mo
Today · 4.125%
HK$6,587
baseline
▲ 0.50% · 4.625%
HK$6,988
+HK$401/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$13,174/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,896
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,081
−HK$188/mo
Today · 4.125%
HK$7,269
baseline
▲ 0.50% · 4.625%
HK$7,652
+HK$383/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$14,538/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,641
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,848
−HK$210/mo
Today · 4.125%
HK$7,058
baseline
▲ 0.50% · 4.625%
HK$7,487
+HK$429/mo
Deposit HK$485K · loan HK$1.46M · min. income ≈ HK$14,116/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,389
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,587
−HK$201/mo
Today · 4.125%
HK$7,788
baseline
▲ 0.50% · 4.625%
HK$8,198
+HK$410/mo
Deposit HK$485K · loan HK$1.46M · min. income ≈ HK$15,576/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,084
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,305
−HK$223/mo
Today · 4.125%
HK$7,528
baseline
▲ 0.50% · 4.625%
HK$7,987
+HK$459/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,056/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,881
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,092
−HK$215/mo
Today · 4.125%
HK$8,307
baseline
▲ 0.50% · 4.625%
HK$8,745
+HK$438/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,614/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,527
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,761
−HK$238/mo
Today · 4.125%
HK$7,999
baseline
▲ 0.50% · 4.625%
HK$8,486
+HK$487/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,998/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,374
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,598
−HK$228/mo
Today · 4.125%
HK$8,826
baseline
▲ 0.50% · 4.625%
HK$9,291
+HK$465/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,652/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,970
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,218
−HK$251/mo
Today · 4.125%
HK$8,469
baseline
▲ 0.50% · 4.625%
HK$8,985
+HK$516/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,938/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,866
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,104
−HK$241/mo
Today · 4.125%
HK$9,345
baseline
▲ 0.50% · 4.625%
HK$9,838
+HK$493/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,690/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).