▼ 0.50% · 3.625%
HK$4,623
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$146/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,212
+HK$299/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,281
−HK$140/mo
Today · 4.125%
HK$5,421
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,842/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$160/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,733
+HK$329/mo
Deposit HK$912K · loan HK$1.12M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$154/mo
Today · 4.125%
HK$5,963
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$315/mo
Deposit HK$912K · loan HK$1.12M · min. income ≈ HK$11,926/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$176/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,254
+HK$358/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$168/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$343/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,010
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,197
−HK$190/mo
Today · 4.125%
HK$6,387
baseline
▲ 0.50% · 4.625%
HK$6,776
+HK$389/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$12,774/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,866
−HK$181/mo
Today · 4.125%
HK$7,047
baseline
▲ 0.50% · 4.625%
HK$7,419
+HK$372/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$14,094/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,674
−HK$204/mo
Today · 4.125%
HK$6,878
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$419/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$13,756/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,201
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,394
−HK$196/mo
Today · 4.125%
HK$7,590
baseline
▲ 0.50% · 4.625%
HK$7,990
+HK$400/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$15,180/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,150
−HK$220/mo
Today · 4.125%
HK$7,370
baseline
▲ 0.50% · 4.625%
HK$7,818
+HK$448/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,740/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,715
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,922
−HK$210/mo
Today · 4.125%
HK$8,132
baseline
▲ 0.50% · 4.625%
HK$8,560
+HK$428/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,264/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,397
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,627
−HK$234/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,339
+HK$478/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,229
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,450
−HK$224/mo
Today · 4.125%
HK$8,674
baseline
▲ 0.50% · 4.625%
HK$9,131
+HK$457/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$17,348/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,859
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,104
−HK$248/mo
Today · 4.125%
HK$8,352
baseline
▲ 0.50% · 4.625%
HK$8,860
+HK$508/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,704/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,743
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,978
−HK$238/mo
Today · 4.125%
HK$9,216
baseline
▲ 0.50% · 4.625%
HK$9,702
+HK$486/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,432/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,322
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,581
−HK$263/mo
Today · 4.125%
HK$8,844
baseline
▲ 0.50% · 4.625%
HK$9,382
+HK$538/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$17,688/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,258
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,506
−HK$252/mo
Today · 4.125%
HK$9,758
baseline
▲ 0.50% · 4.625%
HK$10,272
+HK$514/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$19,516/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).