▼ 0.50% · 3.625%
HK$4,377
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$138/mo
Today · 4.125%
HK$4,651
baseline
▲ 0.50% · 4.625%
HK$4,934
+HK$283/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$9,302/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,869
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$132/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$271/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,964
−HK$152/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,428
+HK$312/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,500
−HK$145/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,943
+HK$298/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,415
−HK$166/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,921
+HK$340/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$159/mo
Today · 4.125%
HK$6,159
baseline
▲ 0.50% · 4.625%
HK$6,483
+HK$324/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,318/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,690
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,867
−HK$180/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,415
+HK$368/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,500
−HK$172/mo
Today · 4.125%
HK$6,672
baseline
▲ 0.50% · 4.625%
HK$7,023
+HK$351/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,344/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$194/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,908
+HK$396/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,000
−HK$185/mo
Today · 4.125%
HK$7,185
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$379/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,370/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$208/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,401
+HK$424/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,304
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$198/mo
Today · 4.125%
HK$7,698
baseline
▲ 0.50% · 4.625%
HK$8,104
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,396/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,003
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,221
−HK$221/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,895
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,791
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,999
−HK$212/mo
Today · 4.125%
HK$8,211
baseline
▲ 0.50% · 4.625%
HK$8,644
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,422/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,440
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,672
−HK$235/mo
Today · 4.125%
HK$7,907
baseline
▲ 0.50% · 4.625%
HK$8,388
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,814/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,277
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,499
−HK$226/mo
Today · 4.125%
HK$8,725
baseline
▲ 0.50% · 4.625%
HK$9,185
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,450/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,878
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,123
−HK$249/mo
Today · 4.125%
HK$8,372
baseline
▲ 0.50% · 4.625%
HK$8,882
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,744/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,764
−HK$474/mo
▼ 0.25% · 3.875%
HK$8,999
−HK$239/mo
Today · 4.125%
HK$9,238
baseline
▲ 0.50% · 4.625%
HK$9,725
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,476/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).