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At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,023/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$276K · loan HK$2.48M · min. income ≈ HK$24,046/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Fung Nin Road Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 9
- Saleable Area
- 439 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 125%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-20 | HK$2.68M | −24.1% 4.9y · −5.0%/yr |
| 2020-03-10 | HK$3.53M | +34.7% 3.1y · 11.0%/yr |
| 2017-01-19 | HK$2.62M | +424.0% 15.8y · 27.0%/yr |
| 2001-03-29 | HK$500K | — |