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At today's rate and a 90% mortgage, the deposit on this unit is about HK$289K, with repayments around HK$12,590/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$289K · loan HK$2.60M · min. income ≈ HK$25,180/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Long Ping Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 300 Saleable ft²
- Gross Area
- 378 ft²
- Efficiency
- 79%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-02 | HK$3.65M | +36.2% 6.4y · 6.0%/yr |
| 2015-06-26 | HK$2.68M | +294.1% |
| 2008-03-17 | HK$680K | +13.3% |
| 2007-08-15 | HK$600K | +9.1% |
| 2005-10-28 | HK$550K | −55.3% |
| 1997-05-21 | HK$1.23M | +64.0% |
| 1996-12-17 | HK$750K | +25.0% |
| 1996-08-28 | HK$600K | — |