▼ 0.50% · 3.625%
HK$5,715
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,893
−HK$181/mo
Today · 4.125%
HK$6,074
baseline
▲ 0.50% · 4.625%
HK$6,443
+HK$369/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$12,148/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,358
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,529
−HK$173/mo
Today · 4.125%
HK$6,702
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$353/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$13,404/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,287
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,482
−HK$199/mo
Today · 4.125%
HK$6,681
baseline
▲ 0.50% · 4.625%
HK$7,087
+HK$406/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$13,362/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,994
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,181
−HK$191/mo
Today · 4.125%
HK$7,372
baseline
▲ 0.50% · 4.625%
HK$7,760
+HK$388/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$14,744/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,858
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,072
−HK$216/mo
Today · 4.125%
HK$7,288
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$444/mo
Deposit HK$1.00M · loan HK$1.50M · min. income ≈ HK$14,576/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,630
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,834
−HK$208/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,466
+HK$424/mo
Deposit HK$1.00M · loan HK$1.50M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,430
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,661
−HK$235/mo
Today · 4.125%
HK$7,896
baseline
▲ 0.50% · 4.625%
HK$8,376
+HK$480/mo
Deposit HK$877K · loan HK$1.63M · min. income ≈ HK$15,792/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,266
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,487
−HK$225/mo
Today · 4.125%
HK$8,712
baseline
▲ 0.50% · 4.625%
HK$9,171
+HK$459/mo
Deposit HK$877K · loan HK$1.63M · min. income ≈ HK$17,424/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,001
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,250
−HK$253/mo
Today · 4.125%
HK$8,503
baseline
▲ 0.50% · 4.625%
HK$9,020
+HK$517/mo
Deposit HK$752K · loan HK$1.75M · min. income ≈ HK$17,006/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,901
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,140
−HK$242/mo
Today · 4.125%
HK$9,382
baseline
▲ 0.50% · 4.625%
HK$9,877
+HK$495/mo
Deposit HK$752K · loan HK$1.75M · min. income ≈ HK$18,764/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,573
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,839
−HK$271/mo
Today · 4.125%
HK$9,110
baseline
▲ 0.50% · 4.625%
HK$9,665
+HK$555/mo
Deposit HK$627K · loan HK$1.88M · min. income ≈ HK$18,220/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,537
−HK$515/mo
▼ 0.25% · 3.875%
HK$9,793
−HK$259/mo
Today · 4.125%
HK$10,052
baseline
▲ 0.50% · 4.625%
HK$10,582
+HK$530/mo
Deposit HK$627K · loan HK$1.88M · min. income ≈ HK$20,104/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,144
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,429
−HK$289/mo
Today · 4.125%
HK$9,718
baseline
▲ 0.50% · 4.625%
HK$10,309
+HK$591/mo
Deposit HK$501K · loan HK$2.01M · min. income ≈ HK$19,436/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,173
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,446
−HK$277/mo
Today · 4.125%
HK$10,723
baseline
▲ 0.50% · 4.625%
HK$11,288
+HK$565/mo
Deposit HK$501K · loan HK$2.01M · min. income ≈ HK$21,446/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,716
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,018
−HK$307/mo
Today · 4.125%
HK$10,325
baseline
▲ 0.50% · 4.625%
HK$10,953
+HK$628/mo
Deposit HK$376K · loan HK$2.13M · min. income ≈ HK$20,650/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,809
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,099
−HK$294/mo
Today · 4.125%
HK$11,393
baseline
▲ 0.50% · 4.625%
HK$11,993
+HK$600/mo
Deposit HK$376K · loan HK$2.13M · min. income ≈ HK$22,786/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,287
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,607
−HK$325/mo
Today · 4.125%
HK$10,932
baseline
▲ 0.50% · 4.625%
HK$11,598
+HK$666/mo
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$21,864/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,445
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,751
−HK$312/mo
Today · 4.125%
HK$12,063
baseline
▲ 0.50% · 4.625%
HK$12,699
+HK$636/mo
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$24,126/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).