▼ 0.50% · 3.625%
HK$4,493
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$142/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$291/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$136/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$278/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,943
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$157/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$319/mo
Deposit HK$887K · loan HK$1.08M · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,499
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$150/mo
Today · 4.125%
HK$5,796
baseline
▲ 0.50% · 4.625%
HK$6,101
+HK$305/mo
Deposit HK$887K · loan HK$1.08M · min. income ≈ HK$11,592/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$170/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$349/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,998
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,159
−HK$164/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,656
+HK$333/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,841
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$185/mo
Today · 4.125%
HK$6,208
baseline
▲ 0.50% · 4.625%
HK$6,585
+HK$377/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$12,416/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,498
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,673
−HK$176/mo
Today · 4.125%
HK$6,849
baseline
▲ 0.50% · 4.625%
HK$7,210
+HK$361/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$13,698/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,486
−HK$199/mo
Today · 4.125%
HK$6,685
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$407/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$13,370/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,998
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$190/mo
Today · 4.125%
HK$7,376
baseline
▲ 0.50% · 4.625%
HK$7,765
+HK$389/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$14,752/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,950
−HK$213/mo
Today · 4.125%
HK$7,163
baseline
▲ 0.50% · 4.625%
HK$7,598
+HK$435/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,326/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,498
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,699
−HK$204/mo
Today · 4.125%
HK$7,903
baseline
▲ 0.50% · 4.625%
HK$8,320
+HK$417/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,806/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,189
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,413
−HK$227/mo
Today · 4.125%
HK$7,640
baseline
▲ 0.50% · 4.625%
HK$8,105
+HK$465/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,280/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,998
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,212
−HK$218/mo
Today · 4.125%
HK$8,430
baseline
▲ 0.50% · 4.625%
HK$8,874
+HK$444/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,860/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,639
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,876
−HK$242/mo
Today · 4.125%
HK$8,118
baseline
▲ 0.50% · 4.625%
HK$8,612
+HK$494/mo
Deposit HK$296K · loan HK$1.67M · min. income ≈ HK$16,236/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,498
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,726
−HK$231/mo
Today · 4.125%
HK$8,957
baseline
▲ 0.50% · 4.625%
HK$9,429
+HK$472/mo
Deposit HK$296K · loan HK$1.67M · min. income ≈ HK$17,914/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,088
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,339
−HK$256/mo
Today · 4.125%
HK$8,595
baseline
▲ 0.50% · 4.625%
HK$9,118
+HK$523/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,190/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,998
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,239
−HK$245/mo
Today · 4.125%
HK$9,484
baseline
▲ 0.50% · 4.625%
HK$9,984
+HK$500/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,968/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).