▼ 0.50% · 3.625%
HK$3,656
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,770
−HK$115/mo
Today · 4.125%
HK$3,885
baseline
▲ 0.50% · 4.625%
HK$4,122
+HK$237/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$7,770/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,067
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,176
−HK$111/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$226/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$127/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$260/mo
Deposit HK$721K · loan HK$882K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$122/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$248/mo
Deposit HK$721K · loan HK$882K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,387
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,524
−HK$138/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,946
+HK$284/mo
Deposit HK$641K · loan HK$962K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$132/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,416
+HK$272/mo
Deposit HK$641K · loan HK$962K · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$150/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$307/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$144/mo
Today · 4.125%
HK$5,573
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$294/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$11,146/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,118
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,278
−HK$161/mo
Today · 4.125%
HK$5,439
baseline
▲ 0.50% · 4.625%
HK$5,770
+HK$331/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$10,878/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,694
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$155/mo
Today · 4.125%
HK$6,002
baseline
▲ 0.50% · 4.625%
HK$6,318
+HK$316/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$12,004/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,655
−HK$173/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$354/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$166/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$184/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,595
+HK$379/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,508
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,682
−HK$177/mo
Today · 4.125%
HK$6,859
baseline
▲ 0.50% · 4.625%
HK$7,221
+HK$362/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,718/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,215
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,408
−HK$197/mo
Today · 4.125%
HK$6,605
baseline
▲ 0.50% · 4.625%
HK$7,007
+HK$402/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,210/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,914
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,100
−HK$188/mo
Today · 4.125%
HK$7,288
baseline
▲ 0.50% · 4.625%
HK$7,672
+HK$384/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,576/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,581
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,785
−HK$208/mo
Today · 4.125%
HK$6,993
baseline
▲ 0.50% · 4.625%
HK$7,419
+HK$426/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,986/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,321
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,517
−HK$200/mo
Today · 4.125%
HK$7,717
baseline
▲ 0.50% · 4.625%
HK$8,123
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,434/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).