Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,232/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,464/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$36,071 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- G
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 74%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-11-24 | HK$4.08M | −6.8% 6.2y · −1.0%/yr |
| 2017-08-31 | HK$4.38M | +325.2% 3.0y · 15.0%/yr |
| 2007-04-19 | HK$1.03M | −8.8% |
| 2005-06-01 | HK$1.13M | −13.1% |
| 2002-05-24 | HK$1.30M | — |