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At today's rate and a 90% mortgage, the deposit on this unit is about HK$391K, with repayments around HK$17,069/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$391K · loan HK$3.52M · min. income ≈ HK$34,138/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 399 Saleable ft²
- Gross Area
- 533 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-05 | HK$5.15M | +18.9% 3.7y · 5.0%/yr |
| 2017-06-28 | HK$4.33M | +58.6% 4.5y · 13.0%/yr |
| 2013-01-09 | HK$2.73M | +43.7% |
| 2010-12-03 | HK$1.90M | +47.3% |
| 2009-06-30 | HK$1.29M | +31.6% |
| 2007-04-19 | HK$980K | — |