Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,054/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,108/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,764 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- G
- Saleable Area
- 454 Saleable ft²
- Gross Area
- 608 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-09 | HK$6.25M | +4.2% 3.0y · 1.0%/yr |
| 2018-08-17 | HK$6.00M | +139.0% 7.2y · 19.0%/yr |
| 2011-05-25 | HK$2.51M | +16.7% |
| 2010-11-01 | HK$2.15M | +38.7% |
| 2008-04-01 | HK$1.55M | +9.2% |
| 2002-01-23 | HK$1.42M | — |