▼ 0.50% · 3.625%
HK$4,813
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,963
−HK$152/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$312/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,355
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,499
−HK$145/mo
Today · 4.125%
HK$5,644
baseline
▲ 0.50% · 4.625%
HK$5,942
+HK$298/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$11,288/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$167/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,969
+HK$342/mo
Deposit HK$950K · loan HK$1.16M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,890
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,048
−HK$161/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,536
+HK$327/mo
Deposit HK$950K · loan HK$1.16M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$182/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$374/mo
Deposit HK$844K · loan HK$1.27M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,598
−HK$175/mo
Today · 4.125%
HK$6,773
baseline
▲ 0.50% · 4.625%
HK$7,130
+HK$357/mo
Deposit HK$844K · loan HK$1.27M · min. income ≈ HK$13,546/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,258
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,452
−HK$198/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$405/mo
Deposit HK$739K · loan HK$1.37M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$190/mo
Today · 4.125%
HK$7,338
baseline
▲ 0.50% · 4.625%
HK$7,724
+HK$386/mo
Deposit HK$739K · loan HK$1.37M · min. income ≈ HK$14,676/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,739
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$212/mo
Today · 4.125%
HK$7,161
baseline
▲ 0.50% · 4.625%
HK$7,597
+HK$436/mo
Deposit HK$633K · loan HK$1.48M · min. income ≈ HK$14,322/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,497
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,698
−HK$204/mo
Today · 4.125%
HK$7,902
baseline
▲ 0.50% · 4.625%
HK$8,319
+HK$417/mo
Deposit HK$633K · loan HK$1.48M · min. income ≈ HK$15,804/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,220
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,445
−HK$228/mo
Today · 4.125%
HK$7,673
baseline
▲ 0.50% · 4.625%
HK$8,140
+HK$467/mo
Deposit HK$528K · loan HK$1.58M · min. income ≈ HK$15,346/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,032
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,248
−HK$218/mo
Today · 4.125%
HK$8,466
baseline
▲ 0.50% · 4.625%
HK$8,913
+HK$447/mo
Deposit HK$528K · loan HK$1.58M · min. income ≈ HK$16,932/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,702
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,941
−HK$244/mo
Today · 4.125%
HK$8,185
baseline
▲ 0.50% · 4.625%
HK$8,683
+HK$498/mo
Deposit HK$422K · loan HK$1.69M · min. income ≈ HK$16,370/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,568
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,798
−HK$233/mo
Today · 4.125%
HK$9,031
baseline
▲ 0.50% · 4.625%
HK$9,507
+HK$476/mo
Deposit HK$422K · loan HK$1.69M · min. income ≈ HK$18,062/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,183
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,437
−HK$259/mo
Today · 4.125%
HK$8,696
baseline
▲ 0.50% · 4.625%
HK$9,225
+HK$529/mo
Deposit HK$317K · loan HK$1.79M · min. income ≈ HK$17,392/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,103
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,348
−HK$247/mo
Today · 4.125%
HK$9,595
baseline
▲ 0.50% · 4.625%
HK$10,101
+HK$506/mo
Deposit HK$317K · loan HK$1.79M · min. income ≈ HK$19,190/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,664
−HK$544/mo
▼ 0.25% · 3.875%
HK$8,934
−HK$274/mo
Today · 4.125%
HK$9,208
baseline
▲ 0.50% · 4.625%
HK$9,768
+HK$560/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$18,416/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,639
−HK$521/mo
▼ 0.25% · 3.875%
HK$9,897
−HK$263/mo
Today · 4.125%
HK$10,160
baseline
▲ 0.50% · 4.625%
HK$10,695
+HK$535/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$20,320/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).