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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,468/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,936/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$46,910 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 75 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- 5
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 79%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-15 | HK$4.47M | +6.4% 3.7y |
| 2022-11-14 | HK$4.20M | +94.4% 11.6y · 8.0%/yr |
| 2011-04-11 | HK$2.16M | +13.7% |
| 2010-11-10 | HK$1.90M | +45.0% |
| 1999-01-07 | HK$1.31M | −12.7% |
| 1995-12-05 | HK$1.50M | — |