Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$482K, with repayments around HK$21,032/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,064/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 3
- Saleable Area
- 513 Saleable ft²
- Gross Area
- 652 ft²
- Efficiency
- 79%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-05 | HK$5.78M | −6.8% 1.2y · −6.0%/yr |
| 2021-06-16 | HK$6.20M | +42.9% 5.0y · 9.0%/yr |
| 2016-06-20 | HK$4.34M | +58.9% 19.0y · 3.0%/yr |
| 1997-06-24 | HK$2.73M | — |