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At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,898/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,796/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,988 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- 5
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 78%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-07 | HK$5.18M | +22.5% 3.4y · 6.0%/yr |
| 2017-04-05 | HK$4.23M | +144.5% 6.8y · 21.0%/yr |
| 2010-06-07 | HK$1.73M | +29.1% |
| 2009-08-20 | HK$1.34M | +8.1% |
| 2009-07-22 | HK$1.24M | −34.0% |
| 1997-03-13 | HK$1.88M | +11.9% |
| 1996-05-28 | HK$1.68M | — |