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At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,076/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,152/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 1
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 78%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-05 | HK$3.68M | −29.0% 4.2y · −7.0%/yr |
| 2020-12-10 | HK$5.18M | +165.6% 9.8y · 17.0%/yr |
| 2011-02-23 | HK$1.95M | +80.6% |
| 2005-09-02 | HK$1.08M | +14.9% |
| 2002-04-20 | HK$940K | +9.3% |
| 2002-02-27 | HK$860K | −52.0% |
| 1997-02-14 | HK$1.79M | — |