Switch unit
Crescira AVM · estimated value
● Medium confidence
HK$43.23M
≈ HK$22,024 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.97M, with repayments around HK$146,671/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$138,016
−HK$8,655/mo
▼ 0.25% · 3.875%
HK$142,309
−HK$4,362/mo
Today · 4.125%
HK$146,671
baseline
▲ 0.50% · 4.625%
HK$155,596
+HK$8,925/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$293,342/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway University Station
≈ 13 min walk · 978 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 1,963 Saleable ft²
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-03-09 | HK$46.18M | — |
Other appraised units in this building
Data sourced from Renavon.com