Skip to content
Crescira AVM · estimated value Medium confidence
HK$24.29M
≈ HK$21,103 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.29M, with repayments around HK$82,402/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$77,540
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,952
−HK$2,450/mo
Today · 4.125%
HK$82,402
baseline
▲ 0.50% · 4.625%
HK$87,416
+HK$5,014/mo

Deposit HK$7.29M · loan HK$17.00M · min. income ≈ HK$164,804/mo (50% DSR)

Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$1,032,294 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
A
Saleable Area
1,151 ft²
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2025-05-20 HK$20.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wu Kai Sha
≈ 7 min walk · 517 m
Education
5
schools within 1 km (2 within 500 m)
Daily convenience
8
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Wu Kai Sha Station (a rail station within an 8-min walk earns this label).

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com