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Crescira AVM · estimated value Medium confidence
HK$13.01M
≈ HK$12,853 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.90M, with repayments around HK$44,127/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$41,523
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,814
−HK$1,313/mo
Today · 4.125%
HK$44,127
baseline
▲ 0.50% · 4.625%
HK$46,812
+HK$2,685/mo

Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,254/mo (50% DSR)

Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,761 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Heng On Station
≈ 3 min walk · 216 m
Education
27
schools within 1 km (10 within 500 m)
Daily convenience
20
within 1 km (9 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Heng On Station Station.

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
15/F
Flat
A
Saleable Area
1,012 Saleable ft²
Gross Area
1,345 ft²
Efficiency
75%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2023-05-29 HK$14.48M +206.1%
15.4y · 6.0%/yr
2000-09-19 HK$4.73M
Data sourced from Renavon.com