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At today's rate and a 90% mortgage, the deposit on this unit is about HK$703K, with repayments around HK$30,661/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,322/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wu Kai Sha Station Station.
Family-friendly — 11 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 681 Saleable ft²
- Gross Area
- 875 ft²
- Efficiency
- 78%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-15 | HK$7.60M | −8.4% 7.7y · −1.0%/yr |
| 2018-01-24 | HK$8.30M | +71.1% 5.3y · 13.0%/yr |
| 2012-09-20 | HK$4.85M | +27.6% |
| 2010-12-09 | HK$3.80M | +31.0% |
| 2006-11-02 | HK$2.90M | +1.8% |
| 2000-06-08 | HK$2.85M | +1.4% |
| 1999-08-20 | HK$2.81M | — |