▼ 0.50% · 3.625%
HK$19,269
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,868
−HK$609/mo
Today · 4.125%
HK$20,477
baseline
▲ 0.50% · 4.625%
HK$21,723
+HK$1,246/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,954/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,437
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,012
−HK$583/mo
Today · 4.125%
HK$22,595
baseline
▲ 0.50% · 4.625%
HK$23,786
+HK$1,191/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,190/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,196
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,855
−HK$670/mo
Today · 4.125%
HK$22,525
baseline
▲ 0.50% · 4.625%
HK$23,896
+HK$1,371/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,050/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,580
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,213
−HK$641/mo
Today · 4.125%
HK$24,854
baseline
▲ 0.50% · 4.625%
HK$26,164
+HK$1,310/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,708/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,123
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,842
−HK$731/mo
Today · 4.125%
HK$24,573
baseline
▲ 0.50% · 4.625%
HK$26,068
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,146/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,724
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,414
−HK$700/mo
Today · 4.125%
HK$27,114
baseline
▲ 0.50% · 4.625%
HK$28,543
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,228/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,050
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,829
−HK$792/mo
Today · 4.125%
HK$26,621
baseline
▲ 0.50% · 4.625%
HK$28,240
+HK$1,619/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,242/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,868
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,615
−HK$758/mo
Today · 4.125%
HK$29,373
baseline
▲ 0.50% · 4.625%
HK$30,922
+HK$1,549/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,746/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,977
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$852/mo
Today · 4.125%
HK$28,668
baseline
▲ 0.50% · 4.625%
HK$30,413
+HK$1,745/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,336/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,011
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,816
−HK$817/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,300
+HK$1,667/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,904
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,803
−HK$913/mo
Today · 4.125%
HK$30,716
baseline
▲ 0.50% · 4.625%
HK$32,585
+HK$1,869/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,432/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,155
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,017
−HK$875/mo
Today · 4.125%
HK$33,892
baseline
▲ 0.50% · 4.625%
HK$35,679
+HK$1,787/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,784/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,831
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,790
−HK$974/mo
Today · 4.125%
HK$32,764
baseline
▲ 0.50% · 4.625%
HK$34,758
+HK$1,994/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,528/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,299
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,219
−HK$933/mo
Today · 4.125%
HK$36,152
baseline
▲ 0.50% · 4.625%
HK$38,057
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,304/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,757
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,776
−HK$1,036/mo
Today · 4.125%
HK$34,812
baseline
▲ 0.50% · 4.625%
HK$36,930
+HK$2,118/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,624/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,442
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,420
−HK$991/mo
Today · 4.125%
HK$38,411
baseline
▲ 0.50% · 4.625%
HK$40,436
+HK$2,025/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,822/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,684
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,763
−HK$1,096/mo
Today · 4.125%
HK$36,859
baseline
▲ 0.50% · 4.625%
HK$39,102
+HK$2,243/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$73,718/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,586
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,621
−HK$1,050/mo
Today · 4.125%
HK$40,671
baseline
▲ 0.50% · 4.625%
HK$42,815
+HK$2,144/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$81,342/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,513 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).