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Crescira AVM · estimated value Medium confidence
HK$13.58M
≈ HK$11,371 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.07M, with repayments around HK$46,062/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$43,344
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,692
−HK$1,370/mo
Today · 4.125%
HK$46,062
baseline
▲ 0.50% · 4.625%
HK$48,864
+HK$2,802/mo

Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,124/mo (50% DSR)

Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,150 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Hin Keng Station
≈ 9 min walk · 658 m
Education
25
schools within 1 km (1 within 500 m)
Daily convenience
22
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
18
parks, libraries, sports within 1 km

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Green space & leisure — 18 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
4/F
Flat
B
Saleable Area
1,194 Saleable ft²
Gross Area
2,106 ft²
Efficiency
57%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2020-07-22 HK$16.33M +93.9%
16.4y · 6.0%/yr
2004-03-12 HK$8.42M
Data sourced from Renavon.com